Buses and Vans
The two main components of auto insurance are liability and the vehicle itself. The liability protects your school against claims related to people’s physical injuries and the damage done to people’s property. Damage to the vehicle itself can be the result of an accident or the result of hurricanes, car fires, trees falling on the vehicle…
Personal auto insurance will not protect a school that is transporting children. The personal policy will specifically exclude passenger transportation in a business setting. It is important to know what types of losses are covered or excluded by your insurance policy. No policy will cover every type of loss. Consult with your insurance agent to understand your policy.